Investors

Property investment represents an opportunity for wealth creation that has stood the test of time. The Australian property market, with its long-term historically steady growth and resilience, has proven to be a lucrative arena for generations of countless investors.

Whether you’re an experienced professional investor with 30 properties in your portfolio, held by numerous companies and trusts – or only just wanting to start your investment journey now – STAC Home has the experience to help you unlock the potential.

Our dedicated brokers understand the complexities and the specific needs of lending for property investors. Here’s how we make a difference:

1. Strategic Planning: Successful property investment starts with a well-thought-out strategy. We work with you and your professional advisors to understand your financial situation, risk tolerance and long-term goals. This holistic understanding allows us to offer tailored advice to match your investment objectives.

2. Corporate Structures & Maximising Tax Benefits: Property investment comes with various tax considerations, which vary depending on whether you’re buying in your personal name, or in a company or trust, or even in an SMSF. Although we’re not licenced to provide formal tax and structuring advice, our experience ensures that we know what we’re looking for, what questions to ask – and when to challenge you and your advisors – so that you can make sure that your other professional advisors set you up for a great outcome.

3. Finding the Right Loan: There are myriad loan products in the market for investors, each with its own set of features and benefits. We use our expertise to identify the loans that suit your investment strategies, considering factors such as interest rates, loan-to-value ratios, restructuring existing loans to maximise deductibility, repayment options and more.

4. Streamlining the Process: We handle the intricacies of the loan application process on your behalf. From preparing the necessary paperwork (which for SMSF involves half a forest!) to liaising with lenders, lawyers and your financial planner, we ensure your loan application journey is as smooth and stress-free as possible.

5. Ongoing Support: As your partners in finance, we provide ongoing support after the loan has settled, including monitoring the loan and seeking rate discounts where possible, or just being here to answer your questions as they arise.

Investing in property could be one of the most rewarding decisions you make. Doing so in your SMSF can shoot the lights out thanks to the tax benefits afforded by the superannuation system.

However, it requires careful planning, diligent structuring and informed decision-making. That’s where we at STAC Home come in.

Ready to start or expand your SMSF property investment journey? Get in touch with us today and one of our experienced brokers will get in touch to discuss your ambitions. With STAC Home and STAC Capital, you have a trusted partner by your side, dedicated to turning your property investment dreams into reality.